Denise Downey, CFP®, MBA

As a fee-only financial planner, I help
everyday people navigate the
complex landscape of financial services.

I am a Certified Financial Planner™ and a Fiduciary.

I serve clients in Spokane, WA and, as a virtual advisor, across the country.

My firm helps people to build,
protect, and manage their finances.

If you are looking for help in the following areas, I can help.

  • Small Business Guidance
  • College Savings Strategies
  • Retirement Planning and Savings Strategies
  • Investment Guidance
  • Financial Education
  • Budgeting and Cash Flow Management
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Services

I offer financial planning for people in all walks of life.

Find the service that fits your needs best.

Comprehensive Financial Planning

I will guide you through every step of achieving your financial goals. I'll sculpt a financial plan for you to follow as you work your way through financial goals like buying a house, saving for college and generating income in retirement.
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Quick Start Session

Let's sit down together and evaluate your two or three most pressing financial needs. For some clients, it's college savings and retirement. For others it's retirement or small business financing. After our conversation, I will provide you with an action list that you can follow.
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Hourly Planning

Not everyone needs a full time financial planner. If you only have one or two minor issues you'd like to discuss, then this option is for you.
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Approach

As a Certified Financial Planner™, I love helping people figure out how to achieve their financial goals.

In order to stay simple and transparent, Financial Trex operates as a fee-only firm. This means I earn an income based on the services I provide for you and not from selling you financial products you don't need.

This is a different approach than what you would find at large financial institutions where their financial planners are paid on commission and driven by sales. Many of my clients have tried this traditional route and found it didn't work for them.

My focus on services, rather than commission, allows me to concentrate my energies on a small group of clients who I work with year in and year out.

I work with clients nationwide via phone, email, Skype, and Zoom. My approach allows for flexibility to chat with clients whenever it's convenient for them.

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Who I Am

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I am Denise Downey. I've spent my entire 15-year career inside the financial services industry: working on the trading floor of the Chicago Stock Exchange, managing back-office support teams, and serving as a financial planner for high-net-worth individuals.

In 2015, I decided to leave my full time job as a financial planner. I loved my career, but I wasn't comfortable letting my high-pressure work environment pull me away from my family.

I decided to spend more time with my children. During this time, our family moved to Spokane, Washington. I fell in love with the great outdoors and became an avid hiker.

While I was a stay-at-home mother, I saw on a different side of the finance world. I realized that many people are completely shut out of the resources that could help them shape their financial journeys.

In 2016, I returned to financial services to start Financial Trex. My goal is to provide everyday people the top-level advice that is usually reserved for multimillionaires.

These days, when I'm not hiking with my kids, I am helping people learn they can achieve financial success on their own terms.

Let's chat

Get in Touch

Ready for More?

Free Consultation
Existing Clients
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