Denise Downey, CFP®, MBA

As a fee-only financial planner, I help
everyday people navigate the
complex landscape of financial services.

I am a Certified Financial Planner™ and a Fiduciary.


I serve clients in Spokane, WA and across the country as a virtual advisor.

My firm helps people to build,
protect, and manage their finances.

If you are looking for help in the following areas, I can help.

  • Small Business Guidance
  • College Savings Strategies
  • Retirement Planning and Savings Strategies
  • Investment Guidance
  • Financial Education
  • Budgeting and Cash Flow Management

Services

I offer financial planning for people in all walks of life.

Find the service that fits your needs best.

Comprehensive Financial Planning

I will guide you through every step of achieving your financial goals. You will receive a financial plan tailored to your situation. We will work together to help you achieve your financial goals, e.g. buying a house, saving for college and generating income in retirement.

Hourly Planning

If you want help managing your financial situation but don't need ongoing assistance, I offer financial planning services charged at an hourly rate.

Approach

As a Certified Financial Planner™, I love helping people figure out how to achieve their financial goals.

In order to stay simple and transparent, Financial Trex operates as a fee-only firm. This means I earn an income based on the services I provide for you and not from selling you financial products you don't need.

This is a different approach than what you would find at large financial institutions where their financial planners are paid on commission and driven by sales. Many of my clients have tried this traditional route and found it didn't work for them.

My focus on services, rather than commission, allows me to concentrate my energies on a small group of clients who I work with year in and year out.

I work with clients nationwide via phone, email, Skype, and Zoom. My approach allows for flexibility to chat with clients whenever it's convenient for them.

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Who I Am

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I am Denise Downey. I've spent my entire 18-year career inside the financial services industry: working on the trading floor of the Chicago Stock Exchange, managing back-office support teams, and serving as a financial planner for high-net-worth individuals.

In 2015, I decided to leave my full time job as a financial planner. I loved my career, but I wasn't comfortable letting the high-pressure work environment pull me away from my family.

I decided to spend more time with my children and pursue an MBA. During this time, our family moved to Spokane, Washington. I fell in love with the great outdoors and became an avid hiker.

In 2016, I launched Financial Trex. My goal is to provide everyday people top-level advice.

These days, when I'm not hiking with my kids, I am helping people learn they can achieve financial success on their own terms.

Let's chat

Get in Touch


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